HAB eBanking

Rates: New York & New Jersey

MM/Certificates of Deposit: Manhattan Branch

Term Annual % Yield* Interest Rate
MMA 0.90% 0.90%
3 Months 0.25% 0.25%
6 Months 0.75% 0.7477%
12 Months  2.18% 2.1578%
18 Months  2.28% 2.2556%
24 Months  2.38% 2.3534%
36 Months  2.48% 2.4510%
48 Months  2.58% 2.5486%
60 Months  2.68% 2.6461%

* - Annual Percentage Yield. Rates are subject to change. Minimum balance of $1,500 is required to earn the posted APY. Substantial early withdrawal penalties apply. Compounded Daily. Business CD requires a qualifying business checking account. 
 

 

IRA Certificates: Manhattan Branch

TERM Interest Rate
Variable  As per CD Rates
Fixed As per CD Rates

*Annual Percentage Yield. Rates are subject to change. Penalty for early withdrawal prior to 59 1/2 years of age. Compounded Daily. Business CD requires a qualifying business checking account.

 

MM/Certificates of Deposit: Queens, New Jersey and Hicksville Branches

TERM Annual % Yield Interest Rate
MMA 0.90% 0.90%
3 Months  0.25% 0.25%
6 Months  0.75% 0.7477%
12 Months  2.18% 2.1578%
18 Months  2.28% 2.2556%
24 Months  2.38% 2.3534%
36 Months  2.48% 2.4510%
48 Months  2.58% 12.5486%
60 Months 2.68% 2.6461%

* Annual Percentage Yield. Rates are subject to change. Minimum balance of $1,500 is required to earn the posted APY. Substantial early withdrawal penalties apply. Compounded Daily. Business CD requires a qualifying business checking account. 
 

 

IRA Certificates: Queens, New Jersey and Hicksville Branches

TERM Interest Rate
Variable  As per CD Rates
Fixed As per CD Rates

*Annual Percentage Yield. Rates are subject to change. Penalty for early withdrawal prior to 59 1/2 years of age. Compounded Daily. Business CD requires a qualifying business checking account.

 

Savings-                                           Interest Rate APY*
Statement Savings 0.50% 0.50%

*Annual Percentage Yield. Rates are subject to change. Minimum balance of $500 in Savings Account is required to earn posted APY. Minimum balance of $1,500 in Money Market Account is required to earn posted APY. Fees may reduce earnings. CD Compounded Daily. Savings Compounded Daily.

 

The annual Percentage Yield (APY) shown is effective as of 11/02/2018 and is available at an HAB Branch only.